Free Discount Cards, Hidden Costs: The Counterintuitive Truth About Prescription Coupon Programs
Prescription savings cards and manufacturer coupons appear to offer immediate relief at the pharmacy counter, but for insured patients, accepting them can quietly sabotage long-term coverage benefits. Understanding how these programs interact with insurance deductibles and co-insurance structures is essential before you hand over that coupon. This guide provides a clear decision framework for knowing when a discount card genuinely helps—and when it costs you significantly more.